Terms of Service

1. Acceptance of Terms

These Terms of Service (“Terms”) are a legal agreement between you and Wedge Stack Inc., d/b/a “AI Collectify” (“Company”, “we”, “our”). If you do not agree, you may not use the platform.

2. What AI Collectify Is

AI Collectify is a software-only communications service that helps businesses automate invoice reminders. We are not a debt collection agency, and we do not engage in financial intermediation, legal enforcement, or payment handling. You are solely responsible for the messages you send and their legal compliance. It is not a licensed collection agency, money-transmitter, credit bureau, legal service, or comprehensive compliance solution. Users are solely responsible for the content and timing of all messages sent through the platform.

3. User Responsibilities

• You are the legal sender of all messages sent through our platform.
• You must comply with applicable laws such as:
  • CAN-SPAM
  • GDPR
  • TCPA
  • Local laws in your and your client's jurisdiction
• You must use your own payment systems. We do not handle funds.

4. Account & Access

• You must provide accurate registration info.
• You're responsible for your credentials.
• Abuse or unauthorized resell is prohibited.

5. Email Delivery & Infrastructure

• AI Collectify provides technical infrastructure only.
• Content, compliance, and tone of communication are your responsibility.
• Emails are sent from subdomains we provision for you.

6. AI-Generated Content

• All AI-generated content is for convenience.
• You are responsible for reviewing and approving any content before sending.

7. Plans, Billing, and Cancellation

• Monthly and annual plans are available.
• Cancel anytime. Refunds are not guaranteed unless required by law.
• Failure to pay may result in service suspension.

All payments are processed by Stripe, Inc. under PCI-DSS standards. We never store full payment-card numbers.

8. Data Privacy & Security

• We use encryption and store minimal data.
• We never access client payment data.
• See Privacy Policy for full details.

9. Platform Availability

• 99.9% uptime target.
• No guarantees — platform may be paused or changed as needed.

10. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PLATFORM IS PROVIDED “AS-IS” AND “AS-AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

11. Limitation of Liability

Our total cumulative liability under these Terms is limited to the greater of (a) US $100 or (b) the amounts you paid us in the twelve (12) months immediately preceding the event giving rise to the claim.

12. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. You agree to the exclusive jurisdiction of the state and federal courts located in Wilmington, Delaware for the resolution of any disputes.

13. Changes to Terms

We may revise these Terms. Continued use means you accept changes.

14. Contact

For any questions about these Terms, please contact us at: